Now you can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Pay a babysitter. Send and receive from across the table — or across the country. Instantly.
To send and receive money with Apple Pay, you must be at least 18 years old and you must live in the United States.
You also need these things:
● A compatible device with iOS 11.2 or later.
● Two-factor authentication for your Apple ID. Make sure that you sign in to iCloud with your Apple ID on any device that you want to use to send or receive money.
● An eligible credit or debit card in Wallet, so you can send money.
Then you need to agree to the Terms and Conditions. You can do this the first time that you try to send or receive money. You might also be asked to verify your identity.
When someone sends you money, it's automatically and securely kept on your Apple Pay Cash card. You’ll see your new Apple Pay Cash card in Wallet, and you can use the money to send to someone, make purchases using Apple Pay in stores, within apps, and on the web, or transfer it from Apple Pay Cash to your bank account.
If you’re setting up Apple Pay Cash for the first time, you’ll need to set it up using any supported device where you're signed in to iCloud with your Apple ID.
● Tap Settings > Wallet & Apple Pay.
● Tap the Apple Pay Cash card, then follow the onscreen instructions.
If you turn off Apple Pay Cash for any one device, you can still use Apple Pay Cash on other devices where you’re signed in with your Apple ID.
There’s no fee to use Apple Pay Cash with a debit card. If you send money using a credit card, there's a standard 3% credit card fee on the amount funded with a credit card.
Please follow iClarified on Twitter, Facebook, Google+, or RSS for updates.