By taking advantage of Apple's modern technologies, Luster sports a modern, easy-to-use interface. It provides consumers with the knowledge and tools to improve their own credit files, without the need or expense of credit repair agencies. The application will guide users through credit item verification, and assist them in identifying common reporting errors, as well as guide them through the challenge strategies and letter generation process.
And by providing effective and timely follow-up communication, Luster will also dutifully remind users of credit bureau response deadlines and re-verification rights; preventing the common stalls resulting from credit bureau delaying tactics and insufficient investigations.
"With credit availability limited, the accuracy of a consumer's credit file has never been more important" said Stephen Harris, an attorney with experience in over 10,000 consumer credit related filings and co-founder of Kashkoi. "The FTC claims consumers should be able to verify their credit files without a credit repair agency, yet incorrect items from credit bureaus remain the number one complaint to the FTC. Luster fills the gap, providing both comprehensive credit file management knowledge and an application that allows users to successfully implement that knowledge, all for the price of a incomplete book on credit repair."
Gain access to one of the premier credit repair manuals on the market today. Luster serves to educate users about common credit repair techniques, with a complete description of which are effective and which are not (Including exposes of unethical techniques promoted online or through spam solicitations). Leverage proven strategies for dealing with credit bureaus, including advanced strategies when directly dealing with creditors, debt collectors, and much more.
Luster was developed by a successful financial entrepreneur and an experienced consumer bankruptcy and foreclosure attorney. Complete access to Luster offers unlimited access to over thirty professionally drafted dispute letters, featuring instant letter creation, total tracking/recording of letters and correspondence, as well as dispute tracking for all three major credit bureaus.
Feature highlights include:
* Easily identify common reporting errors
* Professionally drafted Dispute Letters
* Challenge letter generation
* Tracking and Recording of Letters and Correspondence
* Credit Bureau response reminders
* Luster Credit Manual included
Pricing and Availability:
Luster 1.0 is available at the introductory price of $39.99 (USD) per single computer license. A 30 day trial version can be downloaded. The 30 day trial offers selected professionally drafted sample letters, valuable portions of the Luster Credit Manual, dispute tracking for one of the major credit bureaus, instant letter creation, and proven strategies for dealing with the credit bureaus. Press evaluation license available upon request.