May 26, 2024
Apple Highlights New Apple Pay Card Balance Feature for U.K. Users

Apple Highlights New Apple Pay Card Balance Feature for U.K. Users

Posted November 16, 2023 at 4:45pm by iClarified
Apple is highlighting a new feature for U.K. users that displays an up-to-date debit card balance in Wallet and when checking out with Apple Pay.

A new feature is available for Apple Pay users in the U.K., enabling them to connect their accounts to eligible debit and credit cards in Wallet, and conveniently view and access their most useful, relevant information — like their up-to-date debit card balance — at the time of purchase. This feature empowers users to make more informed purchases, increases their confidence when making a transaction, and allows them to simply view frequent information so that they have more control when it comes to their finances.

"By enabling users to conveniently access their most useful account information within Wallet and at the time of their purchase, they can make informed financial decisions and better understand and manage their spend," said Jennifer Bailey, Apple's vice president of Apple Pay and Apple Wallet. "We look forward to working with U.K. partners under the Open Banking initiative to help users better their financial health, and provide more ways in which banks can deepen their relationships with customers."


Apple Highlights New Apple Pay Card Balance Feature for U.K. Users

Users will be able to view their up-to-date debit card balance in Wallet and when they're checking out with Apple Pay online or in-apps. As users make a purchase — whether large or small — they will be able to see what's in their debit card balance so they can quickly and more easily determine if and how it fits into their budget and spend.

Additionally, users will be able to view their debit card account details, as well as debit and credit card spending history, payments, deposits, and withdrawals, conveniently in one place in Wallet.

Getting Started


To get started, users must be using the latest version of iOS 17.1, and will need to connect their account to their corresponding eligible card in Wallet.


Once users select an eligible card, they'll be taken to their financial provider's app or website in order to authenticate their account. From there, they will follow the steps to enable the connection.
Before an account is connected, users will be shown what information will be made conveniently accessible to them in Wallet and need to provide consent — leveraging and adhering to Open Banking standards.

As part of the Open Banking initiative, Apple has been working closely with banks to make the feature available to multiple financial institutions in the U.K., including Barclays, Barclaycard, First Direct, Halifax, HSBC, Lloyds, M&S Bank, Monzo, NatWest, and Royal Bank of Scotland.1

Privacy and Security


Like Apple Pay, this feature is designed to be private and protect user data.

Users must authenticate through their financial provider's website or app, as well as consent to connect their accounts to their cards in Wallet and share their data, before the feature is enabled. The user's account balance information, transaction history, and other account details are stored on the device and not on Apple servers.

Users can also remove the feature at any time by disconnecting their account through Settings.


Apple Highlights New Apple Pay Card Balance Feature for U.K. Users
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