Apple has officially launched Tap to Pay on iPhone in Malaysia, giving merchants across the country a way to accept contactless payments directly on their smartphones without the need for dedicated point-of-sale hardware.
The feature allows businesses of any size to take payments from contactless credit and debit cards, Apple Pay, and other digital wallets. Sellers simply need an iPhone 11 or newer running the latest version of iOS. At checkout, the merchant prompts the customer to hold their card or device near the seller's iPhone, and the transaction is completed securely using NFC technology.
Several payment platforms are supporting the rollout starting today, including ADAPTIS, Fiuu, HitPay, Stripe, and Zoho. The system works with major payment networks in the region, such as American Express, JCB, Mastercard, MyDebit, UnionPay, and Visa. Apple noted that Tap to Pay will also be available for checkout at its own retail location at Apple The Exchange TRX in the near future.
Privacy for the feature works exactly like standard Apple Pay. Transactions are encrypted and processed through the Secure Element, and Apple doesn't keep a record of card numbers or what people are buying. Today's launch expands the feature's footprint in Asia, following recent rollouts of Tap to Pay on iPhone in Hong Kong and Singapore.
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