AT&T Adds the iPhone 4 to Its Mobile Insurance Program

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Posted July 4, 2011 at 2:14pm by iClarified

AT&T has added the iPhone 4 to its Mobile Insurance Program effective July 17th.

*Please Note: AT&T Mobile Insurance Update: Effective July 17, 2011, the Apple iPhone (all models) will be eligible for coverage with the AT&T Mobile Insurance program (formerly Wireless Phone Insurance). Enrollment restrictions apply. Customers can only enroll within 30 days of a new activation or upgrade, prior activations or upgrades outside of 30 days are not eligible.

Mobile Insurance protects your wireless device against loss, theft, accidental physical or liquid damage, and mechanical and/or electrical failure after the manufacturer's warranty period has expired.

Features:
- $4.99 Monthly Premium: Per mobile number enrolled and a non-refundable deductible for each approved claim
- Incidents Covered: Lost, stolen, accidental damage and mechanical or electrical failure after the manufacturer's warranty period has expired
- Non-Refundable Deductible: $50/$125 per approved claim, depending on the device model
- Replacement Time: Next business day (in most cases)
- Claim Limits: Two claims within any consecutive 12 months, with a maximum device value of $1500 per claim
- Replacement Equipment: Claims may be fulfilled with a new or remanufactured device. Colors, features and accessory compatibility are not guaranteed.
- Cancellation Policy: Cancel anytime and receive a prorated refund of your unearned premium
- NOTE: Please keep a copy of your original purchase receipt and/or proof of purchase for your insured device which may be required to process your claim

Read More [via AppleInsider]

AT&T Adds the iPhone 4 to Its Mobile Insurance Program

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Notch - July 6, 2011 at 5:47pm

$5 per month, $200 deductible. So you buy the phone for $200, with two year contract. A year later, you've already paid $60 in insurance fees, and you lose your phone. So you invoke the insurance, and pay the $200 deductible, and get a refurbished phone replacement, since you have a year left of contract. This is where it gets weird. AT&T will extend your contract for another year, in order to sell you another discounted phone. But you can pay $260 for insurance instead, to avoid an extra year of contract? There's a middle ground here where we are damned if we do, damned if we don't. In other news, AT&T and Apple should be sued for conspiring to avoid responsibility for allowing stolen devices on their network, as it encourages theft. It is as easy as putting in your own sim card and restoring the phone, and you just stole yourself a nice newer phone, with zero risk or downside! Why buy new, when you can just steal one and be guaranteed to get away with it? Ask a european about stolen mobiles...they don't have any, since once reported stolen their networks ban the device.

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Mike - July 4, 2011 at 3:56pm

I'm not on AT&T but let me just get this straight. There has been no insurance coverage on any of the iPhone models until now.

HJ - July 4, 2011 at 8:56pm

Yes, you're right: there's been NO insurance offered by AT&T for the iPhone until now. I bought renter's insurance so that my iPhone would be protected since AT&T failed in that department. But i may have to rethink this one.

Andrew - July 4, 2011 at 2:25pm

This some BS!! I've been a customer since the first iPhone and have upgraded every new model... So only new 4s can be insured? "within 30 days of purchase"... Foul!

Jon - July 4, 2011 at 3:25pm

I just called ATT USA and asked how much the deductible is for an iPhone 4 16 gig. The answer is $199 deductible...

Amriibacchus - July 4, 2011 at 3:42pm

It says that (all models) will be eligible..paying 200 isn't bad if you break it... Better then paying full price

bonez - July 4, 2011 at 3:53pm

Considering the page says 50/150 per claim, yea that is horrible cuz its outside their own specified price range. and yea that 30 days is bs they are just trying to trap a few new customers with an iphone 4 before the next one hits the streets